The disbursement date is the 6th of January and I sincerely hope that I actually receive my loan check before I land on the island. It'd be nice to have all money related things taken care of prior to flinging myself down so close to the equator. I'd like to eliminate any extra worries. Because I'm sure I'll have enough to handle as it is. And no doubt there will be a whole host of good and bad surprises waiting for me on the island - no matter how many SGU blogs I read and how many hours I waste trawling on VMD.
On the other hand - I clearly have good credit! That, or Bank of America assumes I'm a safe bet since I'm going to medical school. Hmm, with the amount of debt I'm committing myself too I wonder what would happen should things become unpleasant later.....
From the secret policies of debt collectors everywhere:
Normal Credit Debt Procedures:
-send a nice letter
-send a not so nice letter with a fine
-fine them again
-call persistently
-threaten to report to collection agency
-report to collection agency
-repeat of above from collection agency
-recipient changes phone number and ignores calls
-repeat until recipient dies of old age
Medical School Debt Procedure TOP SECRET:
-send a nice letter
-send a not so nice letter with a fine
-hire a hit man; problem resolved*
*note to operatives: this may also be proactively carried out if loanee drops out of medical school and therefore becomes unable to pay back full amount with interest
**also note that if aforementioned action occurs it is permissible to jump straight to third directive
O.O
Ok, I'm just kidding of course! In fact, I'm pretty sure among the throngs of forms I've signed over the past few weeks I noticed that SGU considers it a breach of professionalism not to pay back your loans. *grin* But of course I plan to pay back my loans. As soon as possible actually. My current forecast of my residency involves me living in a cardboard box and putting everything I make into loan repayments.
Well, I suppose that if I fail horribly and drop out of school I can always fall back on my cleverly designed backup plan that I came up with in a fit of hilarity (you know, the "ha ha, I'm laughing because otherwise I'd be sobbing pathetically" kind of hilarity) after getting rejected from medical school the first time:
Yes, I actually scrawled this on the back of a pizza box cover and had to be physically held back by my sister so as not to go stand by the side of the road with it. Heh. You think I might have gained insanity points with it? The majority of people probably wouldn't even know what any of it meant. But they're my only marketable skills! Yup, definitely insanity.
And yes, I actually felt the need to save this sign. I'm thinking of framing it and hanging it up next to my MD degree in a few years. ~.^
Listening to: 灼眼のシャナ オリジナル・サウンドトラック 'II'
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